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$ My Debt Payoff

Updated

Privacy Policy

Last updated: July 2025

Overview

MyDebtPayoff.com is committed to protecting your privacy. This privacy policy explains how we handle information when you visit our website. The short version: we collect minimal data and never collect, store, or transmit your financial information.

Financial Data

All debt calculations are performed entirely in your web browser using client-side JavaScript. The debt balances, interest rates, payment amounts, and other financial information you enter into our calculator are never transmitted to our servers, stored in any database, or shared with any third party. Your financial data remains on your device at all times.

Analytics

We use Plausible Analytics, a privacy-focused analytics service, to understand how visitors use our website. Plausible does not use cookies, does not collect personal data, and is fully compliant with GDPR, CCPA, and PECR. The data collected includes page views, referral sources, browser type, and general geographic location (country level). No individual visitors can be identified.

Cookies

MyDebtPayoff.com does not use cookies for tracking, advertising, or any other purpose. We do not use any third-party tracking scripts, advertising networks, or social media pixels.

Third-Party Services

The only third-party service we use is Plausible Analytics as described above. We do not use Google Analytics, Facebook Pixel, or any other tracking service. We do not serve advertisements or use advertising networks.

Data Retention

Since we do not collect personal data or financial information, there is no personal data to retain. Analytics data is retained in aggregate form by Plausible Analytics in accordance with their privacy policy.

Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect any information from children.

Your Rights

Under applicable data protection laws including GDPR and CCPA, you have rights regarding your personal data. However, since we do not collect personal data, these rights are not applicable in practice. If you have any questions or concerns about your privacy, please contact us through the website.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected on this page with an updated revision date. Your continued use of the website after any changes constitutes your acceptance of the updated policy.

Official sources

Every rate range and rule on this page traces back to the publications below. No figure is taken from a third-party summary.